The Group Health plan

Traveling itself is nice and if it is a trip with friends or a large group of people, which adds more fun to it. But, you need travel insurance for that too. Instead of making sure each member individually, can make use of a group insurance. Group insurance is the type of insurance that covers the entire group you are in. So, if you opt for group travel insurance, you can be sure that everyone in the group is secured and is safe from any kind setbacks if it happens to anyone in the journey.

The Group Health plan will most likely reimburse some of the emergency services, although your employee will have to pay up front with a credit card in the vast majority of cases. Most hospitals or medical facilities will not accept U.S. health insurance or Medicare (most will demand either a credit card or proof of international health insurance). If the employee does not have a domestic health insurance plan in place, the workers compensation coverage may provide limited reimbursement after the employee returns to the U.S. But again they will have to pay up front. Both coverages provide alarmingly low levels of coverage while in a foreign land.

Expat and Group International Medical Insurance

GeoBlue logoAs an international employer, it’s important to provide the proper medical coverage for your employees while working and traveling abroad, along with providing proper access to physicians and hospitals you have come to expect in the U.S.

GeoBlue is a leader and innovator in serving the needs of world travelers. GeoBlue group health plans combine unsurpassed service with state-of-the-art mobile technology to help expats and their families conveniently access trusted doctors and hospitals all around the globe. With a large and growing worldwide contracted community of English-speaking, western-trained physicians, we help members get the care they need and deserve no matter where their assignments take them.

Mexico - Health Insurance and You

So, you are visiting Mexico on a vacation, maybe for work or deciding to move there.  Travel insurance or International Health Insurance is meant for this type of situation.  U.S. health insurance falls drastically short of providing much coverage at all, and Medicare provides no coverage outside the U.S.

Quick Quote     There are different types of Travel Insurance.  Some are for everything related to vacations, such as; trip interruption, which could be a delayed flight to your destination, illness or accident for yourself, spouse or family member, causing you to cancel the trip, lost luggage, medical services and other problems arising from the vacation.  This type of vacation plan typically costs anywhere from 7% to 10% of the cost of the vacation, and will reimburse the cost of your vacation is cancelled.

Have you considered Peru recently?

It's fascinating and waiting for you to explore.

Peru is a fascinating blend of old and new, and certainly not to be missed. The people are extremely friendly, the weather is warm and sunny, and the history is rich and varied. However, it is a developing country and there are some things you should know before you go. Before embarking on his adventure, must also be clear that peru travel insurance is an option you should definitely consider, since the conditions of that country always better to have extra help to solve the problems.

There are no required vaccinations before going to Peru, but when traveling in any developing country, it is a good idea to ensure that tetanus and polio are current. Many travel insurance policies to Peru may come to have this as a requirement, because it can prevent diseases that people suffer to travel to places like Machu Picchu.

Travel Lessons Learned from Crisis in Japan

By what was widely considered a safe and tranquil spot in the world with over 700,000 Americans visiting annually, tourists were once again reminded of the value of travel insurance.  Travel insurance companies proved to be an invaluable source of protection and expert information during the recent crisis in Japan.  Their clients had access to helpful advice 24/7 and to exit strategies beyond commercial air evacuation not readily available to the uninsured.  During the Chinese Olympics, for example, the travel insurance industry booked and reserved capacity at Chinese and Taiwan medical clinics in advance should overcrowding occur.  Whether an earthquake, a tsunami, or an impending plume of radiation, access to immediate evacuation or medical care by the first means available can be priceless.

TRAVEL INSURANCE SALES SKYROCKET

The New York Times reports that more travelers bought travel insurance in the past twelve months than previously estimated, and it’s no wonder.  Between recent earthquakes, floods, political upheavals, volcanoes and ice storms, the smart traveler recognized the need to be prepared.  In the United States alone, untold thousands of flights were canceled yearly.  Emergency evacuations from hotspots like Egypt are becoming more common.

Linda R. Kundell, spokeswoman for the United States Travel Insurance Association, explains that most insurers provide insurance at multiple levels to suit individual concerns.  Family crises, lost baggage and unexpected illnesses are just the basics. Taking advantage of trip cancellation coverage, for instance, has become a very relevant benefit in these days of unpredictable life events and political upheavals.  Think Egypt.

SafetyFirst Travel Insurance is a proud member of the United States Travel Insurance Association.  The association offers further tips and advice on its Web site, ustia.org.