Vacation Destination

Why Buy
Travel
Insurance?

 

SafetyFirst offers multiple packages and custom designed benefits that work on a global scale:

  • Concierge services including vaccinations, translation, personal safety assessments, etc.
  • Travel relationships globally
  • Award winning service
  • Business travelers

Special
International
Circumstances

 

We can help with:

  • Business Groups
  • Students
  • Non-Residents
  • Work Visas
  • Special Cases
  • Or Fax Me (310)399-4598

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Know The Facts


Open your U.S passport to page two and you may be surprised by the following warning:

HEALTH INSURANCE. Persons considering foreign travel should determine what health insurance coverage, if any, they require while outside the United States. Medicare does not cover health care costs outside the United States and its territories, except under limited circumstances in Canada and Mexico.

The simple fact is that many international travelers do not have appropriate insurance protection. Government sponsored health programs such as Medicare almost never cover care received in a foreign country. Employer-sponsored plans often limit overseas coverage to emergency care only (and the burden will be on you to prove it's an emergency).

Emergency medical evacuation is almost never covered. Even if you're traveling on business, you may have significant gaps in your coverage.

Wi-Fi on Airplanes

Too good to be true? No. It’s here already.

JetBlue is equipping wi-fi to allow travellers to send e-mail and text messages on its fleet this year. American, United, Delta, United and Virgin are following over the next two years as the demand is steadily increasing. Alaska and Southwest airlines are in the testing phase.

Why travel in these economic times?

Many reasons.

Less crowded. Warren Buffett was known for saying, “Be fearful when others are greedy and greedy when others are fearful.” Planes are roomy, rooms are easily available, sites are less uncrowded. Have your destination all to yourself. Half-priced fees are abundant.

Best yet, the dollar buys a lot these days. Not too long ago, for instance, the pound was trouncing our dollar. Not anymore. Many countries have weak currencies in these economic times. More bang for your buck.

And finally, in time of high stress, invest in yourself. Traveling is the best way of escaping our problems and putting them into perspective.

2009 Travel Changes You Must Know

Airlines must quote a total price for tickets. In Europe, a new “transparency” rule mandates that airfares must include all taxes, fees and charges be known on the price of the ticket. And any price additions must be communicated in “a clear, transparent and unambiguous way at the start of any booking process.” This will inform travelers of the true costs and permit them to opt in or out of all optional charges. The result will be no more surprises when you buy a ticket for travel within Europe or to Europe, and the consumer can shop around.

Marty Gibbons, world traveler, shares his photos of Africa

Seal Island, Cape Town

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You Should Know

• Even if you are already enrolled in a health plan, your coverage is limited when you travel abroad. In fact, your plan may not pay to have you safely evacuated if you are critically ill.

• Where do you turn to learn which hospitals and doctors meet your standards? Keep up with breaking news about health and safety threats? Translate key medical terms and brand-name drugs?

• How do you find a western-trained, English-speaking doctor with the appropriate skills? How do you arrange a convenient appointment and avoid claim forms?

• Outside the United States, most hospitals won't provide any treatment until the hospital has received a guarantee of payment, which is rarely issued by a u.s. based health carrier. Without travel insurance, you'll likely pay in advance--as much as tens of thousands of dollars, if your credit card limit allows.


The Solution

Travel insurance that includes online and telephone assistance services helping you develop contingency plans and manage the unexpected.